Six Ways to Prevent Water Damage This Winter

If the worst happens, your homeowners insurance will cover leaks and burst pipes, or water that comes into your home through your roof and windows. But it doesn’t cover flooding.

Q: What can I do to avoid water damage this winter?
I know my policy doesn’t cover flooding, but does it pay for other types of water damage claims?

A: Yes. Homeowners insurance covers water damage, such as from leaks and burst pipes, or water that comes into your home through your roof and windows. In fact, water damage accounts for almost half of all property damage claims, according to the Insurance Information Institute. Burst pipes or undetected leaks can cause damage to the floor, walls, ceilings, furniture, artwork and other valuables, can soak electrical systems, and can even cause dangerous mold if not cleaned up quickly. A Chubb study found that 57% of homeowners who have experienced a water leak claim in the past two years spent more than $5,000 on clean-up costs, and 15% spent $20,000 or more.

Here are six things you can do to protect your home from water damage, especially if you’re leaving town during the winter.

1. Install a water leak […]

Full article: 6 Ways to Prevent Water Damage This Winter